K&S Loan Mentors

K&S Loan Mentors is connected with all the BANKS and NBFC’s

Instant Approval For Personal Loan

Lowest Interest Rates – Calculate EMI – Check Eligibility – Instant e-Approval – Special Offers

7.25% For New Home

7.25% For New Home

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Easy to apply for a loan with us,Once you have complete this form.

Personal Loan for Salaried Class – A Quick Glimpse

Anyone may find the need for urgent money, and for that, a personal loan is the best option. Out of all, the salaried class is the one that needs it the most. People in jobs are classified as a salaried class as they depend on salaries to meet their daily and monthly expenses. All banks and non-banking
institutions offer easy personal loans for the salaried class. However, the interest rates may vary depending on the annual income of the applicant and the amount of the loan. Different banks charge different rates of interest and people who have a good CIBIL score, can get it at low rates.

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Easy & Quick Loan Process

Your entire borrowing process simple and user friendly You can get your loan funded in as little as 48 hours

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We will customize a loan based on the amount of cash your company need term length

Get an Instant Decision

We will customize a loan based on the amount of cash your company need term length

Get Funding Fast

We will customize a loan based on the amount of cash your company need term length

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Personal Loan Eligibility

If you’re a salaried person and want to apply for a Personal Loan, you must meet the following criteria
Age Limit If you are a salaried person aged between 21 to 60 years.
Income Minimum salary required Rs. 15,000 per month
Job Duration Minimum 1 Year

Documentation

If you’re a salaried person and want to apply for a Personal Loan, you must have  the following document.

Frequently Asked Questions

Get answers to some of the common personal loan questions that people ask and know better.

While giving personal loans, banks ensure that the EMI should not exceed 30% of your monthly salary. This is how they decide the maximum loan amount that can be given.

Yes, you can apply for a personal loan online as almost all banks and non-banking financial institutions offer this service online.

Yes, pre-payment is allowed by most banks on personal loans. However, you need to confirm that during the application process as some banks do not accept pre-payments. Besides this, some banks charge a pre-payment fee as well. So, confirm this beforehand.